Is a USDA Streamline Refinance right for you?

If you have a guaranteed USDA home loan, you eligible to refinance your home with a USDA Streamline Refinance. This program lets you lower your interest rate and monthly payment at little cost to the borrower. Below you can read just a few of the benefits of this type of refinancing.

Benefits of the USDA Streamline Redding, CA Refinance

  • Does not require an appraisal.
  • No closing cost options.
  • You may defer one monthly payment.
  • Lower your monthly payment
  • Lower your interest rate.


  • 620 Credit Score or higher.
  • Stay within the income limits per county (See Income Limits).
  • Keep the loan balance the same as the current loan balance.
  • Must stay with debt-to-income limits required by the USDA.

USDA Streamline Refinance Pilot Program

The USDA recently started the Pilot Refinance Program, which streamlines refinancing, reduces documentation, and reduces closing costs. This program is only available in certain states, but is available to California home owners.

Are you ready to refinance your USDA home loan? Contact the Megastar Financial experts on USDA Streamline in Redding, CA to get the process started. We are here to answer any question you might have and look forward to helping you lower the interest rate and monthly payments on your USDA loan. Call us at (530) 999-9000!

Megastar Financial Redding 2410 Larkspur Lane, Redding, CA 96002 (530) 999-9000
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