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Refinancing – First-time Buyers – FHA – USDA – Investment and VA Loans
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- Allows for 100% financing on homes in eligible areas determined by the USDA Rural Development.
- More favorable income and credit qualifications may apply.
- There are some income limitations that must be met for USDA loans.
First-Time Buyer Home Loan
Interest rates are fixed for a time-frame of 10, 15, 20, 25 or 30 years.
Principal and Interest payment for this home loan is set for the entire term and will never change. Also, your interest rate will never change.
An FHA loan is insured by the Federal Housing Administration. Buyers pay for mortgage insurance to protect the lender in the case of a default. This means you can get your home at lower interest rates with fewer qualifications.
- Purchase your home with as little as 3.5% down.
- Seller can contribute up to 6% of sales price to help with closing costs.
- Choose from a fixed or adjustable-rate mortgage.
A VA (Veteran’s Administration) loan can be an incredible option, if you’re qualified for it. They are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.
- Up to 100% financing available.
- Very competitive low fixed or adjustable rates.
- More favorable income, debt, and credit qualifications than other home loans.
- No mortgage insurance (MI).
LEARN MORE WITH HOME LOAN NEWS ARTICLES AND EDUCATION
If you’re wondering why California home prices fluctuate, there are a number of factors to consider. You may hear that there is a buyer’s market and a seller’s market. When home prices are lower, it is a buyers market; when they are higher, it is a seller’s market.
Buying a home is a momentous milestone that may seem out of reach based on your financial situation. However, an FHA loan can help manage the cost. So, how can FHA loans impact the cost of a home?
Financing your home purchase as a first-time buyer can be intimidating, especially if you've been having trouble saving up for a down payment. However, there are a variety of FHA loan programs and grants available to first-time homebuyers that make purchasing your...
Home Loans Redding, CA
Contact Mortgage Matt at Megastar Financial Redding to get started with your home loan!
My name is Matthew Brown and I’m the branch manager of Megastar Financial Redding. If you’re looking for a knowledgeable, conscientious loan officer to help you find the best home loans in the Redding area, or to help you refinance a loan or mortgage, contact me using the form below.