Home loans made simple
Looking for a competitively priced home loan? Looking to refinance? I’m here to help.
Home Loans and Mortgages in Redding
Contact Mortgage Matt at Megastar Financial to get started
My name is Matthew Brown and I’m the branch manager of Megastar Financial in Redding, California. If you’re looking for a knowledgeable, conscientious loan officer to help you find the best home loan for you, or to help you refinance, contact me using the form below.
Some of Mortgage Matt’s Core Products
Interest rates are fixed for fixed for a time-frame of 10, 15, 20, 25 or 30 years.
Principal and Interest payment for this loan is set for the entire term and will never change.
Also, your interest rate will never change.
A conventional loan is not guaranteed nor insured by an outside entity. Because fewer low-income buyers use these, conventional loans typically have very attractive interest rates. Furthermore, unlike FHA loans, there are no mortgage insurance premiums to worry about. Depending on your situation, a conventional loan or conventional refinance may be the best option for you.
A USDA loan was designed by the US Department of Agriculture to improve life in rural areas. These no-money-down loans can be a great option for those eligible, but many people don’t know these loans exist.
- Allows for 100% financing on homes in eligible areas determined by the USDA Rural Development.
- More favorable income and credit qualifications may apply.
- There are some income limitations that must be met for USDA loans.
A VA (Veteran’s Administration) loan can be an incredible option, if you’re qualified for it. They are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.
- Up to 100% financing available.
- Very competitive low fixed or adjustable rates.
- More favorable income, debt, and credit qualifications than other loans.
- No mortgage insurance (MI).
An FHA loan is insured by the Federal Housing Administration. Buyers pay for mortgage insurance to protect the lender in the case of a default. This means you can get your home at lower interest rates with fewer qualifications.
- Purchase your home with as little as 3.5% down.
- Seller can contribute up to 6% of sales price to help with closing costs.
- Choose from a fixed or adjustable-rate mortgage.
MEGASTAR FINANCIAL CORP.