Home Loans in Redding Made SimpleLooking for competitively priced home loans & mortgages in Redding, CA? Looking to refinance? I’m here to help.
Home Loans Redding, CA
Contact Mortgage Matt at Megastar Financial Redding to get started with your home loan!
My name is Matthew Brown and I’m the branch manager of Megastar Financial Redding. If you’re looking for a knowledgeable, conscientious loan officer to help you find the best home loans in the Redding area, or to help you refinance a loan or mortgage, contact me using the form below.
Some of Megastar Financial Redding’s Core Products
First-Time Buyer Home Loan
Interest rates are fixed for a time-frame of 10, 15, 20, 25 or 30 years.
Principal and Interest payment for this home loan is set for the entire term and will never change. Also, your interest rate will never change.
- Allows for 100% financing on homes in eligible areas determined by the USDA Rural Development.
- More favorable income and credit qualifications may apply.
- There are some income limitations that must be met for USDA loans.
A VA (Veteran’s Administration) loan can be an incredible option, if you’re qualified for it. They are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.
- Up to 100% financing available.
- Very competitive low fixed or adjustable rates.
- More favorable income, debt, and credit qualifications than other home loans.
- No mortgage insurance (MI).
An FHA loan is insured by the Federal Housing Administration. Buyers pay for mortgage insurance to protect the lender in the case of a default. This means you can get your home at lower interest rates with fewer qualifications.
- Purchase your home with as little as 3.5% down.
- Seller can contribute up to 6% of sales price to help with closing costs.
- Choose from a fixed or adjustable-rate mortgage.