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Refinancing – First-time Buyers – FHA – USDA – Investment and VA Loans
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WHICH LOAN IS BEST FOR YOU?
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Conventional Loans
USDA LOANS
- Allows for 100% financing on homes in eligible areas determined by the USDA Rural Development.
- More favorable income and credit qualifications may apply.
- There are some income limitations that must be met for USDA loans.
First-Time Buyer Home Loan
Interest rates are fixed for a time-frame of 10, 15, 20, 25 or 30 years.
Principal and Interest payment for this home loan is set for the entire term and will never change. Also, your interest rate will never change.
FHA Loans
An FHA loan is insured by the Federal Housing Administration. Buyers pay for mortgage insurance to protect the lender in the case of a default. This means you can get your home at lower interest rates with fewer qualifications.
- Purchase your home with as little as 3.5% down.
- Seller can contribute up to 6% of sales price to help with closing costs.
- Choose from a fixed or adjustable-rate mortgage.
VA Loans
A VA (Veteran’s Administration) loan can be an incredible option, if you’re qualified for it. They are available to eligible current or former members of the U.S. Armed Forces and their surviving spouses.
- Up to 100% financing available.
- Very competitive low fixed or adjustable rates.
- More favorable income, debt, and credit qualifications than other home loans.
- No mortgage insurance (MI).
LEARN MORE WITH HOME LOAN NEWS ARTICLES AND EDUCATION
How Does My Debt Impact My Mortgage?
With the U.S. currently in the middle of a student loan debt crisis, it makes sense to be concerned about how your own existing debt will impact your ability to buy a house. According to debt.org, the average student loan debt for 2016 college graduates was $37,172....
How to Choose the Best Mortgage For Your Home
Whether you're a first-time home buyer or you've purchased other homes in the past, chances are pretty high that you'll need to negotiate a mortgage when it comes time to move. Mortgages can make it far more feasible for the average American to buy a home, but that...
The VA May Owe Disabled Veterans Millions In Home Loan Fee Refunds
Over 50,000 veterans with disabilities could be owed up to $190 million in refunds from the Department of Veterans Affairs, an investigation has found. The refunds are for VA home loan fees that veterans no longer owe or were wrongly charged for. According to an...
Home Loans Redding, CA
Contact Mortgage Matt at Megastar Financial Redding to get started with your home loan!
My name is Matthew Brown and I’m the branch manager of Megastar Financial Redding. If you’re looking for a knowledgeable, conscientious loan officer to help you find the best home loans in the Redding area, or to help you refinance a loan or mortgage, contact me using the form below.
Do you want to buy a home? Who do you call first?
In this video Mortgage Matt talks about who you should talk to first and why.
Mortgage Matt
MEGASTAR FINANCIAL CORP.
