Customer Reviews
Our rate is 4.6 of 5.0 based on 164 reviews.
July 9, 2021
Jason Herrell (Google)
June 27, 2021
Matt and his team made the refinance process easy. We were able to get a great rate and remove the PMI from our loan. Thanks for helping us!
leslie hodson (Google)
August 11, 2021
Excellent, professional service!
Andriy Lyashchenko (Google)
July 27, 2021
marcosslays (Google)
July 24, 2021
Excellent service. Matt answered all of my questions and guided me to the best position to competitive in an aggressive market.
Anthony DeRouen (Google)
July 27, 2021
Great rates & excellent customer service. Matt & his team test everyone with the utmost respect.
Joey Gartin (Google)
August 2, 2021
I had a wonderful experience financing my first home with Megastar Financial Redding. Matt Brown is very knowledgable and he goes out of his way tp explain your best possible scenario to you and everything else related. Everyone else is super accessible and helpful as well. I would highly recommend this to anyone interested in Financing.
Sharanya Nair (Google)
August 11, 2021
Jack Simon (Google)
November 6, 2021
Eric Nieves (Google)
August 21, 2021
tom schlenker (Google)
August 26, 2021
Matt Brown and his staff are the absolute BEST in the business. Fast and efficient! The team is a pleasure to work with during the process!! We would recommend them to everybody looking to finance/re-finance a home!
Evelyn ocallaghan (Google)
August 16, 2021
Matt Brown and his team are superstars of service. They always call back in a timely manner and always work to take care of the customer first. I recommend Megastar with 5 big starts to anyone thinking of a purchase or refi.
Norm Hall (Google)
December 9, 2021
Titus Touvell (Google)
August 31, 2021
I have never had a loan go through so fast. People were friendly and efficient. Would highly recommend this office.
Linda Russell (Google)
September 25, 2021
Jo Richardson (Google)
November 23, 2021
luis s (Google)
November 12, 2021
Matt and his crew were awesome always took the time to answer my question and always gave me excellent advice this is my second time using him for my home purchases and I will definitely use him for any other purchases in the future Thanks Matt keep up the excellent customer service jarrod D.
Jarrod Delgado (Google)
November 22, 2021
Quinton Chisholm (Google)
February 28, 2022
Travis Withrow (Google)
December 9, 2020
Paul Grano (Google)
April 9, 2021
Everyone at Megastar was very helpful. Buying a new home can be stressful and confusing. Everyone in the office was very accommodating and kind when answering all my questions through email, phone or even in office. They made the experience way less stressful!
Wreth Simon (Google)
April 6, 2021
I had a great experience with Matt Brown and his team at megastar financial. They were always available for questions and concerns and made the process of buying my new home very easy. I would 100% recommend them!
B P (Google)
February 13, 2021
Fast, efficient and professional every step of the process. They were very clear on what documents they needed and with the ability to digitally sign documents it was painless and quick
Brian Nichols (Google)
February 8, 2021
My husband had been off work due to the pandemic so his income could not be considered for our mortgage. Matt and his team were able to find solutions to our problem, and were available outside work hours to help up with questions. This was our first time buying and I highly recommend Megastar. If I could give an 6th star I would.
Melissa Fonseca (Google)
February 5, 2021
Crystal Johnson (Google)
January 12, 2021
Matt and his team did a great job getting our first home financed. This was a new, scary process for my wife and I and Matt knows his stuff and was able to explain every step. Even if Matt was unavailable I could reach out to Arian who was able to answer all of our questions. They kept us informed and closed on time. Thank you Matt and team!
James Dobson (Google)
February 28, 2022
The Real Deal! I've used Megastar for 2 home loans, both were exceptional experiences. I recommend Megastar because they do exactly what they say they will - find the best rate, no hidden surprises. If you are serious about getting a loan - even if you think you won't qualify, give them a call today - you won't regret. To get the best deal, these folks are real.
Kenneth Young (Google)
February 28, 2022
Matt is very easy to work with. Very knowledgeable and gave me a great rate that no one else could. This is my second time I've gone through Matt and will again if needed.
craig carter (Google)
December 15, 2020
Staff were great to work with.
Cathy Cobbaert (Google)
December 15, 2020
Matt was VERY good to work with , he did his job well.His warm and positive personality made the experience a good one.Would recommend him to all who are looking to buy a home!
William Witt (Google)
December 9, 2020
Bobbi Wellman (Google)
December 9, 2020
Make sure before you start looking at homes you call Mortgage Matt. I have done many transactions with Matt and he and his staff are Hard Working Professionals who get the job done every time. When you think of Home Mortgage, think Mortgage Matt
Eddy Price (Google)
December 9, 2020
Excellent customer service and follow through!
Fred Ides (Google)
September 1, 2019
James Boyle (Google)
December 15, 2020
They have helped me get into the house we have now as well as a refinance. Both experiences went very smoothly. Matt and his staff are on top of everything and walk you through what needs to be done. Thanks for everything!
Travis DeCoito (Google)
December 15, 2020
I had a wonderful experience working with Matt and Arianne! They work very hard and go above and beyond! This was my first home purchase and I am so happy I went through megastar! Arianne helped me through every step and I couldn't be more grateful for that! I love my new home! Thank you megastar team! ♡♡♡
Yoshiko Shirakawa (Google)
December 15, 2020
Matt Brown is an EXCELLENT lender! Highly professional, and makes the process as smooth and seamless as possible. He is also supported by an excellent team of transaction coordinators and processors who get the job DONE. I highly recommend Matt Brown to anyone considering a refi or home purchase
Kathleen Kelley (Google)
December 9, 2020
Megastar was very patient with me being a first time home buyer. I was looking then got afraid I was biting off more than I could chew so I delayed my search for quite a few months. The team at Megastar was ready to help me, guide me, and get all the necessary documents when I found my perfect home. Thank you for all your hard work.
Kristin Wahl (Google)
December 15, 2020
Matt & crew were incredibly helpful and professional. Couldn’t recommend them more.
Aaron Hoerber (Google)
December 15, 2020
Easy to work with and an overall positive experience. Great rate and a very knowledgeable staff.
Charles Hail (Google)
December 15, 2020
Very Good
Dave E. (Google)
December 15, 2020
The Team at Megastar are Fantastic, quick, efficient, honest, and aim to Please. We have used them twice since moving to Redding. Matt does a great job every time!
Paul Irvine (Google)
December 15, 2020
Matt and his team a Megastar were very professional and helpful. The process started just before the pandemic hit. It became stressful for us but the kept us informed and answered all of about question. I highly recommend them!!!
Frank Nakatani (Google)
December 15, 2020
Matt’s team was professional, responsive and patiently worked in my best interest. Working with him felt like I had a friend in the mortgage industry.
Mark Stilwell (Google)
December 15, 2020
Matt Brown is a world-class lender that is dedicated to his clients success. Matt offers a wealth of knowledge in the field of Mortgage Lending and has blown me away with his responsiveness and consistent positive attitude. I highly recommend Matt with Megastar to Fund your next home purchase!
Daniel Smith (Google)
December 9, 2020
You got it done. under very Tricky circumstances you got it done. Matt Brown Hats off to you and your team.Thank You.
Keith Scribner (Google)
December 9, 2020
Awesome experience....the whole experience was smooth. I would recommend the company.
david reiner (Google)
December 15, 2020
Matt and his team have done a great job on the refinance of my home. I am going down 1.5% in my interest rate and reducing the number of years for payoff. I felt confident that everything was done in my best interests with minimal fees. Thank you REDDING Megastar Financial for assisting me with getting into a much better financial position.
Diane Orr (Google)
December 15, 2020
Matt and his team worked hard for us. Matt is trustworthy and a great communicator.
- (Google)
December 9, 2020
Rocha's Auto (Google)
December 9, 2020
Tami Seeger (Google)
December 9, 2020
When you call you get a person, not a computer
Lauren Erwin (Google)
December 9, 2020
Matt is The Best & finds you the Best Loan & helps & keeps you informed constantly throughout the whole process, I wouldn't use anybody else.
Laurie Martindale (Google)
December 9, 2020
As I Realtor I know I can always expect great service from Matt and his team. Always a smooth transaction and always an on-time closing!
Bryan Chamberlin (Google)
December 9, 2020
Nicole Brainerd (Google)
December 9, 2020
Andrea Peet (Google)
December 9, 2020
forest (Google)
December 15, 2020
I am a Farmers Insurance agent, who works with Matt and his wonderful staff quite frequently. It always amazes me when I meet with his clients, how much confidence they feel with Matt and Megastar Financial. Matt empowers and educates his clients, and no one works harder for his clients' best interest, period. When I talk with his clients, it is clear what a high quality job Matt and his crew do for their clients. He is the only mortgage broker I would refer my clients or friends to.
Sherry LaLonde (Google)
September 1, 2019
Excellent, quick & personable service!
Stephen Brown (Google)
December 15, 2020
Paul Grano (Google)
December 15, 2020
Matt was super helpful and knowledgeable. Our refinance went very smooth and most importantly any time I needed to reach Matt he was available or got back to me quickly. I would highly recommend him!
S J (Google)
December 15, 2020
Carolyn Moak (Google)
December 15, 2020
Excellent, quick & personable service!
Stephen Brown (Google)
June 24, 2020
Can't say enough great things about them. Thank you for getting us where we wanted to be.
Yamil Rocha (Google)
September 19, 2020
Kathleen Kelley (Google)
December 15, 2020
I have shopped around for the right company that I felt was doing everything for me & it took me several places until I met Matt Brown, right away I just knew this is what I expected in a Company, someone that really cared & gave me the Best options with No pressure & only reassurance I was making the right move. I can't say enough about feeling like I just wasn't another customer, but like a family. Thank You so much for everything you have done for me. Blessings
laurie martindale (Google)
December 15, 2020
Make sure before you start looking at homes you call Mortgage Matt. I have done many transactions with Matt and he and his staff are Hard Working Professionals who get the job done every time. When you think of Home Mortgage, think Mortgage Matt
Eddy Price (Google)
December 15, 2020
Excellent customer service and follow through!
Fred Ides (Google)
December 15, 2020
Great Redding staff.. They truly do want to provide great service!!!
Steven Ritter (Google)
December 15, 2020
James Boyle (Google)
December 15, 2020
Matt Brown is really good at pushing things through. I got a really good deal on a 15 yr. loan to pay off my mortgage quickly.
Matthew Culver (Google)
December 15, 2020
Matt cares...Caring as you know can be a forgotten quality in today's world. Matt has a genuine care for people and will carry that through by securing a mortgage on your home.
Micah Howe (Google)
September 1, 2019
Nicole Brainerd (Google)
December 9, 2020
Easy to work with and an overall positive experience. Great rate and a very knowledgeable staff.
Charles Hail (Google)
December 15, 2020
awesome group. Helped guide us down the correct path that fit us.
Mario (Google)
December 15, 2020
Valerie & James Harris (Google)
December 15, 2020
Mandy Phillips (Google)
December 15, 2020
I had a very stress less experience. Great people
John Nelson (Google)
December 15, 2020
Bobbi Wellman (Google)
August 5, 2020
The Team at Megastar are Fantastic, quick, efficient, honest, and aim to Please. We have used them twice since moving to Redding. Matt does a great job every time!
Paul Irvine (Google)
December 15, 2020
Matt was very professional I would recommend him to everybody he was very courteous and you listen to everything that we needed and he made sure that we got everything that we needed to get her house the loan was perfect the amount was perfect and the interest was very low thank you Matt you're awesome
Richard Williams (Google)
December 9, 2020
Staff were great to work with.
Cathy Cobbaert (Google)
December 15, 2020
Megastar was very patient with me being a first time home buyer. I was looking then got afraid I was biting off more than I could chew so I delayed my search for quite a few months. The team at Megastar was ready to help me, guide me, and get all the necessary documents when I found my perfect home. Thank you for all your hard work.
Kristin Wahl (Google)
October 26, 2020
Matt & crew were incredibly helpful and professional. Couldn’t recommend them more.
Aaron Hoerber (Google)
December 9, 2020
Matt & crew were incredibly helpful and professional. Couldn’t recommend them more.
Aaron Hoerber (Google)
September 1, 2019
Paul Grano (Google)
December 15, 2020
Matt was very easy to work with and we closed on schedule. As a first time homebuyer I had a lot of questions and Matt had straight answers for me and my fiancee. We had questions about securing a loan to include a financial component for improvements on the house and Matt was able to guide us in this decision too. The process was actually fun and now we're enjoying a home we never thought possible before we sat down with Matt. He's also a pretty neat guy and now we consider him a friend of the family. Thanks Matt!
Scott Warriner (Google)
September 1, 2019
Sussan Lane (Google)
December 9, 2020
Matt and his team a Megastar were very professional and helpful. The process started just before the pandemic hit. It became stressful for us but the kept us informed and answered all of about question. I highly recommend them!!!
Frank Nakatani (Google)
September 1, 2019
I had a very stress less experience. Great people
John Nelson (Google)
March 3, 2020
Staff were great to work with.
Cathy Cobbaert (Google)
December 9, 2020
Carolyn Moak (Google)
December 9, 2020
Matt and his team have done a great job on the refinance of my home. I am going down 1.5% in my interest rate and reducing the number of years for payoff. I felt confident that everything was done in my best interests with minimal fees. Thank you REDDING Megastar Financial for assisting me with getting into a much better financial position.
Diane Orr (Google)
December 15, 2020
Steve and his team at Megastar are amazing, kind, quick and knowledgeable. I would never use anyone else for a home loan or refinance. They got me the best rates and we closed fast. Steve helped me find out what I needed to qualify and then pre-qualified me as soon as I got there. For this first time homebuyer, Steve made my home owning dreams a reality!
Jessica Smith (Google)
October 18, 2019
Matt and his team worked hard for us. Matt is trustworthy and a great communicator.
- (Google)
September 1, 2019
I have shopped around for the right company that I felt was doing everything for me & it took me several places until I met Matt Brown, right away I just knew this is what I expected in a Company, someone that really cared & gave me the Best options with No pressure & only reassurance I was making the right move. I can't say enough about feeling like I just wasn't another customer, but like a family. Thank You so much for everything you have done for me. Blessings
laurie martindale (Google)
December 9, 2020
awesome group. Helped guide us down the correct path that fit us.
Viaharo (Google)
December 9, 2020
The Team at Megastar are Fantastic, quick, efficient, honest, and aim to Please. We have used them twice since moving to Redding. Matt does a great job every time!
Paul Irvine (Google)
September 1, 2019
Excellent customer service and follow through!
Fred Ides (Google)
December 9, 2020
Matt Brown is a world-class lender that is dedicated to his clients success. Matt offers a wealth of knowledge in the field of Mortgage Lending and has blown me away with his responsiveness and consistent positive attitude. I highly recommend Matt with Megastar to Fund your next home purchase!
Daniel Smith (Google)
September 1, 2019
awesome group. Helped guide us down the correct path that fit us.
Viaharo (Google)
December 9, 2020
Mandy Phillips (Google)
December 9, 2020
I had a very stress less experience. Great people
John Nelson (Google)
December 9, 2020
I have shopped around for the right company that I felt was doing everything for me & it took me several places until I met Matt Brown, right away I just knew this is what I expected in a Company, someone that really cared & gave me the Best options with No pressure & only reassurance I was making the right move. I can't say enough about feeling like I just wasn't another customer, but like a family. Thank You so much for everything you have done for me. Blessings
laurie martindale (Google)
September 1, 2019
Matt was very professional I would recommend him to everybody he was very courteous and you listen to everything that we needed and he made sure that we got everything that we needed to get her house the loan was perfect the amount was perfect and the interest was very low thank you Matt you're awesome
Richard Williams (Google)
September 26, 2020
You got it done. under very Tricky circumstances you got it done. Matt Brown Hats off to you and your team.Thank You.
Keith Scribner (Google)
February 21, 2020
Matt and his team have done a great job on the refinance of my home. I am going down 1.5% in my interest rate and reducing the number of years for payoff. I felt confident that everything was done in my best interests with minimal fees. Thank you REDDING Megastar Financial for assisting me with getting into a much better financial position.
Diane Orr (Google)
December 9, 2020
Matt was VERY good to work with , he did his job well.His warm and positive personality made the experience a good one.Would recommend him to all who are looking to buy a home!
William Witt (Google)
September 1, 2019
forest (Google)
June 16, 2020
Matt’s team was professional, responsive and patiently worked in my best interest. Working with him felt like I had a friend in the mortgage industry.
Mark Stilwell (Google)
December 9, 2020
I am a Farmers Insurance agent, who works with Matt and his wonderful staff quite frequently. It always amazes me when I meet with his clients, how much confidence they feel with Matt and Megastar Financial. Matt empowers and educates his clients, and no one works harder for his clients' best interest, period. When I talk with his clients, it is clear what a high quality job Matt and his crew do for their clients. He is the only mortgage broker I would refer my clients or friends to.
Sherry LaLonde (Google)
June 16, 2020
Matt and his team a Megastar were very professional and helpful. The process started just before the pandemic hit. It became stressful for us but the kept us informed and answered all of about question. I highly recommend them!!!
Frank Nakatani (Google)
December 9, 2020
Sussan Lane (Google)
December 9, 2020
James Boyle (Google)
September 1, 2019
Bobbi Wellman (Google)
September 1, 2019
Valerie & James Harris (Google)
September 1, 2019
Andrea Peet (Google)
December 9, 2020
Matt’s team was professional, responsive and patiently worked in my best interest. Working with him felt like I had a friend in the mortgage industry.
Mark Stilwell (Google)
December 9, 2020
Matt cares...Caring as you know can be a forgotten quality in today's world. Matt has a genuine care for people and will carry that through by securing a mortgage on your home.
Micah Howe (Google)
September 1, 2019
When you call you get a person, not a computer
Lauren Erwin (Google)
September 1, 2019
Matt cares...Caring as you know can be a forgotten quality in today's world. Matt has a genuine care for people and will carry that through by securing a mortgage on your home.
Micah Howe (Google)
September 1, 2019
Carolyn Moak (Google)
September 1, 2019
Megastar was very patient with me being a first time home buyer. I was looking then got afraid I was biting off more than I could chew so I delayed my search for quite a few months. The team at Megastar was ready to help me, guide me, and get all the necessary documents when I found my perfect home. Thank you for all your hard work.
Kristin Wahl (Google)
December 9, 2020
Matt Brown is an EXCELLENT lender! Highly professional, and makes the process as smooth and seamless as possible. He is also supported by an excellent team of transaction coordinators and processors who get the job DONE. I highly recommend Matt Brown to anyone considering a refi or home purchase
Kathleen Kelley (Google)
December 14, 2020
I had a wonderful experience working with Matt and Arianne! They work very hard and go above and beyond! This was my first home purchase and I am so happy I went through megastar! Arianne helped me through every step and I couldn't be more grateful for that! I love my new home! Thank you megastar team! ♡♡♡
Yoshiko Shirakawa (Google)
October 24, 2020
Easy to work with and an overall positive experience. Great rate and a very knowledgeable staff.
Charles Hail (Google)
September 1, 2019
Matt was very easy to work with and we closed on schedule. As a first time homebuyer I had a lot of questions and Matt had straight answers for me and my fiancee. We had questions about securing a loan to include a financial component for improvements on the house and Matt was able to guide us in this decision too. The process was actually fun and now we're enjoying a home we never thought possible before we sat down with Matt. He's also a pretty neat guy and now we consider him a friend of the family. Thanks Matt!
Scott Warriner (Google)
December 9, 2020
Valerie & James Harris (Google)
December 9, 2020
Matt and his team worked hard for us. Matt is trustworthy and a great communicator.
- (Google)
September 1, 2019
I am a Farmers Insurance agent, who works with Matt and his wonderful staff quite frequently. It always amazes me when I meet with his clients, how much confidence they feel with Matt and Megastar Financial. Matt empowers and educates his clients, and no one works harder for his clients' best interest, period. When I talk with his clients, it is clear what a high quality job Matt and his crew do for their clients. He is the only mortgage broker I would refer my clients or friends to.
Sherry LaLonde (Google)
September 1, 2019
Matt is The Best & finds you the Best Loan & helps & keeps you informed constantly throughout the whole process, I wouldn't use anybody else.
Laurie Martindale (Google)
September 1, 2019
As I Realtor I know I can always expect great service from Matt and his team. Always a smooth transaction and always an on-time closing!
Bryan Chamberlin (Google)
December 9, 2020
Steve and his team at Megastar are amazing, kind, quick and knowledgeable. I would never use anyone else for a home loan or refinance. They got me the best rates and we closed fast. Steve helped me find out what I needed to qualify and then pre-qualified me as soon as I got there. For this first time homebuyer, Steve made my home owning dreams a reality!
Jessica Smith (Google)
July 18, 2020
Steve and his team at Megastar are amazing, kind, quick and knowledgeable. I would never use anyone else for a home loan or refinance. They got me the best rates and we closed fast. Steve helped me find out what I needed to qualify and then pre-qualified me as soon as I got there. For this first time homebuyer, Steve made my home owning dreams a reality!
Jessica Smith (Google)
September 14, 2020
Very Good
Dave E. (Google)
June 16, 2020
Awesome experience....the whole experience was smooth. I would recommend the company.
david reiner (Google)
December 9, 2020
Matt was very easy to work with and we closed on schedule. As a first time homebuyer I had a lot of questions and Matt had straight answers for me and my fiancee. We had questions about securing a loan to include a financial component for improvements on the house and Matt was able to guide us in this decision too. The process was actually fun and now we're enjoying a home we never thought possible before we sat down with Matt. He's also a pretty neat guy and now we consider him a friend of the family. Thanks Matt!
Scott Warriner (Google)
September 1, 2019
I was impressed that Matt Brown and Mary Key worked around my unpredictable east coast work schedule so that everything was ready for the closing day. That meant a lot to me. Thank you!
Matthew Culver (Google)
September 1, 2019
Great Redding staff.. They truly do want to provide great service!!!
Steven Ritter (Google)
September 1, 2019
Matt was VERY good to work with , he did his job well.His warm and positive personality made the experience a good one.Would recommend him to all who are looking to buy a home!
William Witt (Google)
December 9, 2020
Matt was very professional I would recommend him to everybody he was very courteous and you listen to everything that we needed and he made sure that we got everything that we needed to get her house the loan was perfect the amount was perfect and the interest was very low thank you Matt you're awesome
Richard Williams (Google)
December 9, 2020
I was impressed that Matt Brown and Mary Key worked around my unpredictable east coast work schedule so that everything was ready for the closing day. That meant a lot to me. Thank you!
Matthew Culver (Google)
December 9, 2020
Excellent, quick & personable service!
Stephen Brown (Google)
September 1, 2019
Mandy Phillips (Google)
February 14, 2020
Rocha's Auto (Google)
February 14, 2020
Tami Seeger (Google)
December 9, 2020
Great Redding staff.. They truly do want to provide great service!!!
Steven Ritter (Google)
September 1, 2019
Make sure before you start looking at homes you call Mortgage Matt. I have done many transactions with Matt and he and his staff are Hard Working Professionals who get the job done every time. When you think of Home Mortgage, think Mortgage Matt
Eddy Price (Google)
March 6, 2020
Matt Brown is a world-class lender that is dedicated to his clients success. Matt offers a wealth of knowledge in the field of Mortgage Lending and has blown me away with his responsiveness and consistent positive attitude. I highly recommend Matt with Megastar to Fund your next home purchase!
Daniel Smith (Google)
December 9, 2020
Very Good
Dave E. (Google)
© Matt Brown - Megastar Financial Corp. All Rights Reserved.| Local Businesses
MEGASTAR FINANCIAL CORP. is an Equal Housing Lender. DBO Lic # 603 G365 NMLS Lic # 235828(3043)*
Licensed by the Department of Business Oversight (DBO) under the California Finance Lenders Act * NMLS # 1162668.
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, sexual preference, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. We are regulated by the Fair Housing Act (overseen by HUD) and the Equal Credit Opportunity Act (overseen by CFPB), Washington, DC, 20580.





Loan scenario:
Example of 30 year mortgage:
$300,000 sales price, $60,000 down payment, $240,000 loan amount, 360 months, 3% interest rate, 3.132% APR, $1,029 Principle and Interest monthly payments, Payment does not include taxes, insurance premiums or HOA dues. The actual payment amount will be greater. Rates shown valid on publication date of June 29th, 2020. This example is for a conventional, not jumbo, mortgage product; there are restrictive upper loan amounts for conventional loans based on the property’s location. Example given requires a minimum 740 credit score with a debt to income ratio of under 45%. Applicant must be employed. This is not a promise to lend. All terms and conditions are based on the subject property, the applicant’s credit worthiness and the applicant’s ability to repay the loan.
15-Year Fixed-Rate Mortgage:
The payment on a $300,000 15-year fixed-rate loan at 2.723% and 80% loan-to-value ratio (LTV) is $1,626. The annual percentage rate (APR) is 3.178%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rates shown valid on publication date of June 29th, 2020. This example is for a conventional, not jumbo, mortgage product; there are restrictive upper loan amounts for conventional loans based on the property’s location. Example given requires a minimum 740 credit score with a debt to income ratio of under 45%. Applicant must be employed. This is not a promise to lend. All terms and conditions are based on the subject property, the applicant’s credit worthiness and the applicant’s ability to repay the loan.
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