LOOKING FOR A HOME LOAN IN REDDING?

Whether it’s your first time purchasing a home or you are an experienced real estate investor, we want to help you with the loan process. We have an experienced team that is ready to answer your questions.

This is what we do. Take a look for yourself at some of our happy home owners.

With so many loans available for purchasing your new home, what is the best way to decide which mortgage is right for you?

Are you curious about the eligibility requirements of a USDA Loan? As a leading Lender of United States Department of Agriculture loans we can help clarify your questions and make sure it is a right fit for you.

Also, here at MegaStar, we support our troops and our veterans. As a veteran of the United States Armed Forces, you may qualify for special financing. We can walk you through the process of securing a VA Purchase Loan for your new home.  We are thankful for our freedom and helping you is our way of saying thanks.

Maybe you are looking for an assumable loan like the Federal Housing Administration (or FHA) loan. We have helped many home buyers navigate the fine print associated with FHA loans and will help you decide if this is the right option for you.

So whether you’re looking for Conventional Financing or you are curious about qualifying for a specialty loan, if the options are out there, we can find them for you.

WHAT DOES IT TAKE TO GET APPROVED?

Not as much as you might think! With a short phone conversation, I can provide you with your credit rating, approximate amount you qualify for, and list of items needed to finish the approval. Generally, if you have a few basic items available to fax, such as a recent pay stub, last two years W2 statements, and a recent bank statement, I can provide most clients with a pre-approval letter within 15 minutes.