Mortgage Matt's Blog

VA Loans: What You Need to Know

Applying for a home loan can be frustrating and confusing for anyone, especially first-time buyers. First-time buyers, according to the 2016 National Association of Realtors Profile of Home Buyers and Sellers, account for 35% of home purchases. Veterans who are buying a new home have the ability to apply for a specific type of loan even if they’re first-time buyers.

Mortgages 101: What You Should Know About Refinancing Your Home

Did you know that 2016 data reveals an alarming fact about the cost of living? While household income has grown 28% in the last 13 years, cost of living has increased 30% at the same time. What it costs an individual to live is increasing faster than what...

Preparing your finances to purchase a home

It’s been about a decade since the financial crisis that took down many of the nation’s biggest banks, but many of us are still justifiably cautious about borrowing money. If you’re interested in taking the plunge and getting a home loan, here’s how to...

4 Considerations to Make Before Applying for a Home Loan

Making the decision to purchase a home is a significant step in anyone's life. So before you begin shopping around for mortgages, it's important to do some research and figure out exactly what type of home loan will be best for you. So if you're looking to apply for a...

FHA Loans 101

An FHA loan is a mortgage that is insured by the Federal Housing Administration. These loans are designed for people who are unable to make a large down payment. A borrower must have a credit score of 600 or higher to qualify for an FHA loan for a mortgage...

VA Warns Veterans to be Careful of Refinancing Scams

Last month a survey by the AARP indicated that veterans are a frequent target of refinancing scams. 16% of veterans have lost money to fraud, compared to 8% of the general public. The VA has issued a warning to veterans about common refinancing scams. We’ll help you...

Applying for a Mortgage? Make Sure You Ask These 5 Questions

If you’re getting ready to buy a home, choosing a home loan is a crucial step. It can be time-consuming and confusing, so allow yourself plenty of time to go through this process. Data collected in September of 2016 shows that 59% of homeowners wish they had a clearer understanding of the conditions and details of their mortgage. To make sure you fully understand all aspects of the home loan you’re looking into, make sure to ask the following questions.

Think You Can’t Get a Home Loan? Think Again.

Home loans are easier to secure than ever, and in Shasta County, there’s plenty of help for anyone who wants one. Mainly this is because of government-subsidized home loans like FHA loans, and USDA loans. In this article, we will cover some of the options...

The power of Megastar Financial right here in Redding CA

Megastar Financial is a national mortgage bank. We like to call it a bank that’s “big enough to help but small enough to care.” That is, we offer all the great service customers expect from national mortgage banks and we do it in a very personable way....

Protect Your Future Investment with an FHA Loan

FHA loans aren’t just affordable for first-time buyers - they’re safe, too. The Federal Housing Administration has taken measures to ensure that FHA loans are designed to survive even when the real estate market is in turmoil. These measures mostly take...

Millennials are flocking to VA Loans

Millennials are using VA loans much more than previous generations - creating a renaissance for the long running program. Last year, one third of all VA loans were used by millennials. A notoriously cash-strapped generation - coming of age in a time of...

The worst home mortgage advice you hear and what to do instead.

The title really says it all! In this post I’ll be describing some of the worst pieces of home mortgage advice that people hear, and explain why it’s wrong and what advice would be more helpful. Call it the professional take.   We are bombarded everyday by bad advice...

Tips for finding home loans in Redding, CA

Securing a home loan can be daunting, especially in the initial phases of your search - before you have even decided on what loan you want. We’ll teach you how to fix your credit, decide on a price, and shop around for a loan. Sometimes, this can be the hardest part...

Eddy Price

Eddy price is a realtor for Aspire Real Estate. He has been licensed for over 14 years. Eddy specializes in residential work for buyers and sellers. He has known Matt Brown for about three years, and worked with him on a number of projects. He describes Matt as “Quick...

Frank Trotter

Frank Trotter is a realtor with Venture Properties. He has been helping buyers purchase residential properties and investment properties for 32 years. He guides buyers through the selection process, writes the offer, negotiates the contract, and represents them all...

Bryan Chamberlin

Bryan Chamberlin is a realtor with Venture Properties. He has represented buyers and sellers looking for home loans in the Redding and Shasta County area for six years, though he has lived in Redding for 17 years. He has known Mortgage Matt for several years, and...

Danit Dollar

Danit Dollar is a realtor with U Save Real Estate. She has been with the business for nearly 7 years, and has a lot to say about the good work her company does, remarking on the knowledge, experience, and diverse backgrounds of the team. In her experience with...