Mortgage Matt's Blog

Simple Ways to Start Investing in Real Estate

Simple Ways to Start Investing in Real Estate

  The world is full of opportunities to make money and dip your toes in various investments. Some people are intimidated by the idea of investing and the underlying risks involved. Others are willing to take the chance in hopes of matching their risk with reward....

The Top 6 Benefits of Owning Your Own Home

The Top 6 Benefits of Owning Your Own Home

The American Dream is inseparable from home ownership. Putting down roots and owning your own piece of America is the ultimate goal of many Americans. But as a first-time home buyer, buying a house can be intimidating. How do you know if you’re making the right choice?

3 Tips for Refinancing as Mortgage Rates Rise

3 Tips for Refinancing as Mortgage Rates Rise

In the current economic climate, many people are weighing the pros and cons of refinancing their homes. Refinancing is a popular way to balance finances and reduce mortgage rates. Of course, refinancing is by no means a simple process, and keeping some straightforward...

What Does the New Tax Plan Mean for Homeowners?

What Does the New Tax Plan Mean for Homeowners?

With the recent passage of the tax reform legislation known as the Tax Cuts and Jobs Act, many Americans are curious as to how they might be affected. While the new tax code has major implications for many people with a home mortgage, others may notice no difference whatsoever.

4 Considerations to Make Before Applying for a Home Loan

4 Considerations to Make Before Applying for a Home Loan

Making the decision to purchase a home is a very important step in anyone’s life. So before you begin shopping around for mortgages, it’s important to do some research and figure out exactly what type of home loan will be best for you. So if you’re looking to apply for a home loan in Redding, make sure you consider the financial factors discussed in this article.

Refinancing: What It Is, Some of the Benefits, and a Few of the Basic Fees

Refinancing: What It Is, Some of the Benefits, and a Few of the Basic Fees

Refinancing your home can be a great option for many reasons, and there are several types of refinancing available to you to do so. Although, refinancing can be a complex process that can hold high risks and multiple variables. If you choose to refinance, you should consult with a lender thoroughly. If you’re generally curious about refinancing, you can continue to read below.

Prepping to Buy a Home: What to Have Handled Before Homeownership

Prepping to Buy a Home: What to Have Handled Before Homeownership

Buying your first home will be one of the most intimidating purchases you’ll make. While the purchase itself is a large sum to handle, the intricate details of the home buying process don’t make it any easier. Between home loans, mortgages, refinancing, and the attached variability these things carry, home ownership can seem like more of a hassle than it’s worth.

VA Loans: What You Need to Know

VA Loans: What You Need to Know

Applying for a home loan can be frustrating and confusing for anyone, especially first-time buyers. First-time buyers, according to the 2016 National Association of Realtors Profile of Home Buyers and Sellers, account for 35% of home purchases. Veterans who are buying a new home have the ability to apply for a specific type of loan even if they’re first-time buyers.

Mortgages 101: What You Should Know About Refinancing Your Home

Mortgages 101: What You Should Know About Refinancing Your Home

Did you know that 2016 data reveals an alarming fact about the cost of living? While household income has grown 28% in the last 13 years, cost of living has increased 30% at the same time. What it costs an individual to live is increasing faster than what people are...

Preparing your finances to purchase a home

Preparing your finances to purchase a home

It’s been about a decade since the financial crisis that took down many of the nation’s biggest banks, but many of us are still justifiably cautious about borrowing money. If you’re interested in taking the plunge and getting a home loan, here’s how to prepare your...

4 Considerations to Make Before Applying for a Home Loan

4 Considerations to Make Before Applying for a Home Loan

Making the decision to purchase a home is a significant step in anyone's life. So before you begin shopping around for mortgages, it's important to do some research and figure out exactly what type of home loan will be best for you. So if you're looking to apply for a...

FHA Loans 101

FHA Loans 101

An FHA loan is a mortgage that is insured by the Federal Housing Administration. These loans are designed for people who are unable to make a large down payment. A borrower must have a credit score of 600 or higher to qualify for an FHA loan for a mortgage with a down...

VA Warns Veterans to be Careful of Refinancing Scams

VA Warns Veterans to be Careful of Refinancing Scams

Last month a survey by the AARP indicated that veterans are a frequent target of refinancing scams. 16% of veterans have lost money to fraud, compared to 8% of the general public. The VA has issued a warning to veterans about common refinancing scams. We’ll help you...

Applying for a Mortgage? Make Sure You Ask These 5 Questions

Applying for a Mortgage? Make Sure You Ask These 5 Questions

If you’re getting ready to buy a home, choosing a home loan is a crucial step. It can be time-consuming and confusing, so allow yourself plenty of time to go through this process. Data collected in September of 2016 shows that 59% of homeowners wish they had a clearer understanding of the conditions and details of their mortgage. To make sure you fully understand all aspects of the home loan you’re looking into, make sure to ask the following questions.

Think You Can’t Get a Home Loan? Think Again.

Think You Can’t Get a Home Loan? Think Again.

Home loans are easier to secure than ever, and in Shasta County, there’s plenty of help for anyone who wants one. Mainly this is because of government-subsidized home loans like FHA loans, and USDA loans. In this article, we will cover some of the options...

The power of Megastar Financial right here in Redding CA

The power of Megastar Financial right here in Redding CA

Megastar Financial is a national mortgage bank. We like to call it a bank that’s “big enough to help but small enough to care.” That is, we offer all the great service customers expect from national mortgage banks and we do it in a very personable way....